What is unclaimed property 1

Find Unclaimed Money

If a business, government office, or other source owes you money that you don’t collect, it's considered unclaimed.

The federal government doesn’t have a central website for finding unclaimed money. But you don’t need to hire a company to find unclaimed money for you. You can find it on your own for free, using official databases.

1. Search For Unclaimed Money in Your State

Businesses send money to state-run unclaimed property offices when they can’t locate the owner. The unclaimed funds held by the state are often from bank accounts, insurance policies, or your state government.

2. Search for Money from Employers

  • Unpaid Wages – The Department of Labor (DOL) may recover back wages for you if your employer broke labor laws. If you think you may be owed back wages from your employer:

  • Pensions from Former Employers – Search for unclaimed pensions from companies that either:

    • Went out of business or

    • Ended a defined pension plan

3. Search for Money from Insurance

  • VA Life Insurance Funds – Search the U.S. Department of Veterans Affairs (VA) database for unclaimed insurance funds.

    • The VA may owe money to current or former policyholders or their beneficiaries.

    • This database doesn’t include funds from:

      • Servicemembers’ Group Life Insurance (SGLI)

      • Veterans’ Group Life Insurance (VGLI) policies from 1965 to the present  

  • FHA-Insurance Refunds